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COVID-19 Resources


My name is Kimberly Marrone and I'm the Economic Development Director for the City of Oak Park.

I'm working hard to identify available resources for businesses during the ongoing coronavirus crisis. Please feel free to reach out to me via email at or call my cell phone at (810) 706-3297. If I am unavailable, please leave a message and I will call you back.

This is a difficult time, and I want to help our Oak Park business community the best I can as we all try to navigate through these stressful and rapidly-changing times. Please make sure you visit this site often and read through what has been posted.

Kimberly Marrone
Economic Development Director


Available Grants and Loans


Restaurant Revitalization Fund

The American Rescue Plan Act established the Restaurant Revitalization Fund (RRF) to provide funding to help restaurants and other eligible businesses keep their doors open. This program will provide restaurants with funding equal to their pandemic-related revenue loss up to $10 million per business and no more than $5 million per physical location. Recipients are not required to repay the funding as long as funds are used for eligible uses no later than March 11, 2023.

Economic Injury Disaster Loan (EIDL) Funding
In response to the Coronavirus (COVID-19) pandemic, small business owners, including agricultural businesses, and nonprofit organizations in all U.S. states, Washington D.C., and territories can apply for an Economic Injury Disaster Loan. The EIDL program is designed to provide economic relief to businesses that are currently experiencing a temporary loss of revenue due to coronavirus (COVID-19).
Applications are open now through the Small Business Association. To get more details and a link to the application please click here.
Please note these are loans and do have a deferred payment for the first year.
Paycheck Protection Program 2 (PPP2) Funding
The second round of funding opens January 11. Applicants that received funds in round two can apply again for this second round. Also, those who did not apply in round one can apply through this round. Please note there are a few changes tot he program as outlined below. To apply contact your local bank.
The second round of PPP loans is similar to the first, with several important differences. Highlights include:
  • A total of $284 billion is available to first- and second-time eligible borrowers, through May 31, 2021.
  • Eligible first-time borrowers include: businesses with 500 or fewer employees that are eligible for other U.S. Small Business Administration (SBA) 7(a) loans; sole proprietors, independent contractors, and eligible self-employed individuals; not-for-profits, including churches; accommodation and food services operations with fewer than 300 employees per physical location.
  • Loan amounts: 2.5 times monthly payroll costs (3.5 times for accommodation and food service employers classified in North American Industry Classification System Code 72), with a maximum amount of $2 million.
  • Payroll costs include group life, disability, vision, and dental insurance costs.
  • Organizations drawing a second PPP loan must have fewer than 300 employees (or less than 500 for accommodation and food service employers classified in NAICS Code 72), must have used or will use the full amount of their first PPP loan, and have experienced a 25% decrease in gross revenue in any 2020 quarter compared to the same quarter in 2019.
  • The loan coverage period is flexible – recipients may choose any timeframe between 8 and 24 weeks.
  • Forgivable costs have expanded to include certain operating expenses, property damages from public disturbances, supplier costs, and worker protection (PPE).
  • Shuttered Venue Operator Grants, totaling $15 billion, are available to live venues, independent movie theaters, and cultural institutions. These funds, however, can’t be used in conjunction with PPP funding.
  • Economic Injury Disaster (EIDL) loan advances are no longer deducted from PPP loan forgiveness. In addition, $20 million is allocated for EIDL advances through Dec. 31, 2021.
  • Business expenses paid with forgiven PPP loans are tax-deductible, superseding disputed IRS guidance that such expenses could not be deducted.
  • Forgiveness applications for loans under $150,000 will be simplified to a one-page certification, similar to the EZ forgiveness application previously provided.
Applications can be made  through your bank or CFI now.   In the meantime, it’s a good idea to talk with your financial advisor, assess your financial situation to determine whether applying for a first or second PPP loan is the right choice, and prepare the necessary documentation if you’re going that route.
Information provided by Rehmann.

Resources for our Businesses
Oak Park Restart Toolkit

Recovery Readiness - How to reopen your workplace
Toolkit provided by Cushman and Wakefield

For a template on your reopen strategy please click here.

COVID-19 Tax Relief for Business
IRS Website

For videos of how to manager your PPP Loan or EIDL loan and their tax implications see guidelines on the SBA website here.

Other resources
Oakland County One Stop

Pure Michigan Business Connect

Small Business Association of Michigan

Detroit Regional Chamber of Commerce

Ferndale Area Chamber of Commerce

Oakland County Michigan Works
- Please visit their website to get information on giving temporary leave as opposed to layoffs, the work share program (if you are reducing hours of an employee they can get reduced unemployment benefits), some businesses are experiencing rapid growth based on the new demand in certain sectors. If you are in need of posting jobs visit or call 1-800-285-WORKS to post your jobs.

Pure Michigan Business Connect - Some businesses that have the capacity to make new products have been reaching out as well. We encourage these businesses to visit the Pure Michigan Business Connect website to see the demand that is needed by product.

Work Share - If employers are financially distressed but hope to continue operations by cutting back hours, they are encouraged to use the Unemployment Insurance Agency’s Work Share program that allows employers to maintain employment levels and business operations during declines in regular business activity rather than laying off workers. More information about the program can be found at

Other Resources
The Michigan Economic Development Corporation’s call center stands ready to support businesses looking for assistance through other available state programs. For more information, visit the MEDC’s website: or call (888) 522-0103. The Michigan Small Business Development Center can also provide resources for small businesses impacted by COVID-19. Visit their website for additional information.

Information around this outbreak is changing rapidly. The latest information is available at and